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Canada mortgage rates April 2026

Canada Mortgage Rate Update: April 2026

April 29, 2026 No Comments

Canada mortgage rates April 2026 shifted again — and not in the direction borrowers were hoping for. Fixed rates have climbed while variable rates hold

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Mortgage Renewal 2026: Ontario Homeowners Face a New Rate Reality

April 22, 2026 No Comments

If your mortgage is renewing in 2026, you’re not alone — and you’re likely facing what brokers are calling the mortgage renewal shock. Hundreds of

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Ontario Housing Market 2026: Soft Sales, Rising Listings & What It Means for Your Mortgage

April 22, 2026 No Comments

The Ontario housing market 2026 story is complicated — soft sales, growing inventory, and stubbornly elevated mortgage rates. If you’re buying, renewing, or refinancing this

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Bank of Canada April 29 Decision — What Ontario Borrowers Should Know

April 22, 2026 No Comments

The Bank of Canada April 29 interest rate announcement is coming up — and Ontario mortgage holders are watching closely. After three consecutive holds, the

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30 year amortization Canada

30-Year Amortization Canada 2026: New Rules for Buyers

April 16, 2026 No Comments

For most of Canada’s mortgage history, 25 years was the maximum amortization period for insured mortgages — those with a down payment under 20%. In

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OSFI regulatory

Mortgage Stress Test 2026: OSFI LTI Changes Explained

April 16, 2026 No Comments

If you are buying a home, refinancing, or planning a mortgage switch in 2026, the mortgage stress test 2026 rules directly control how much you

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Self Employed

Self-Employed Mortgage Canada 2026

April 16, 2026 No Comments

You run your own business. You set your own hours, write off your expenses, and keep your taxes lean. That’s smart — until you walk

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fixed vs variable 2026

Fixed vs. Variable: The 2026 Ontario Market Outlook

April 8, 2026 No Comments

Fixed vs. Variable: The 2026 Ontario Market Outlook Last Updated: April 2026 The age-old mortgage question has never been more relevant. With the Bank of

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ontario land transfer tax

Ontario Land Transfer Tax: A Complete Guide for First-Time Buyers (2026)

April 8, 2026 No Comments

Ontario Land Transfer Tax: A Complete Guide for First-Time Buyers (2026) Last Updated: April 2026 Congratulations—you’re buying your first home in Ontario! But before you

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Rates

The “Rate Relief” Transition: Managing Short-Term Rates in Ontario’s 2026 Market

April 8, 2026 No Comments

The “Rate Relief” Transition: Managing Short-Term Rates in Ontario’s 2026 Market Last Updated: April 2026 If you’re an Ontario homeowner watching mortgage rates fluctuate like

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